Financial planning can take many different forms- investing, saving for retirement, funding a child's education, budgeting, reducing tax, the list goes on. No matter your age or income, chances are you have considered getting some type of financial advice. However, many people do not get the advice they want because they don't know where to go to get it or because they know that, in many cases, those that call themselves financial planners are commissioned salespeople. The difficulty of finding solid, unbiased advice keeps many people from making any financial plans at all.
There is little doubt that there is an inherent conflict of interest in receiving financial advice from someone who is will make a commission from the product they sell. This is why our financial planning services are fee-only (non-commission) and from a Certified Financial Plannerô . The planning and advice you receive will be unbiased and professional and take place in a friendly, non-intimidating environment where questions are welcome.
Examples of typical issues:
Retirement Planning How much should I be saving? How should I be investing? What type of retirement plan should I be using? When can I retire?
Education How much should I save for my child's education? Where should I save it?
Budgeting I have a an adequate income but I can't seem to save anything. Do I have enough saved for emergencies?
Investing How & where should I invest? Are my investments properly allocated? Are my investments as tax-efficient as they should be?
Insurance How much life insurance do I need? Do I need disability and/or long term care insurance? Do I have enough coverage?
Estates Do I really need a will? What can I do to protect my estate from being taxed?
Taxes What can I do to pay less tax? Is it beneficial to convert to a Roth IRA?
These are just some examples of typical questions and issues we deal with, if you don't see what you are looking for just give us a call at 770-781-2622 or email us at email@example.com.
Your initial meeting is free and current tax clients receive a 10% discount from our hourly rate!